Before Kurt was helping people protect their paychecks, he was helping them get back on their feet — literally. As a physical therapist, Kurt spent years working directly with patients recovering from injuries and illnesses that sidelined their careers, their income, and sometimes their entire lives. He saw firsthand what happens when someone's body stops cooperating and their paycheck doesn't have a backup plan.

That experience is exactly why Kurt made the jump into disability income protection. Today, he's the President and a Disability Income Protection Specialist at Baker Birdwell LLC in Brentwood, Tennessee — building broker relationships, dreaming up new ways to serve clients better, and becoming the advisor people actually trust (not just tolerate).

Kurt's whole approach comes down to one thing: he's seen the "what if" up close, so he's made it his job to make sure you never have to live it without a plan.